Bond calculator
How much will your home loan cost per month?
Move the sliders to model different property prices, deposits and terms. Numbers are in ZAR at today's indicative SA prime rate — for illustrative purposes.
R 1 500 000
R 150 000
R 45 000
Interest rate
%
Term
yrs
Estimated monthly repayment
R 14 630
over 20 years @ 11.75% p.a.
Loan amount
R 1 350 000
Deposit
R 150 000
Total interest
R 2 161 211
Total repaid
R 3 511 211
Repayment is above 30% of income. Banks may qualify you for up to R 1 245 724.
Indicative rates from major SA banks — we submit your application to all of them:
- ABSA11.75%
- FNB11.75%
- Standard Bank11.75%
- Nedbank11.75%
- SA Home Loans11.50%
Estimates only. Actual repayments depend on the rate offered by each bank.
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